Built on NEAR

Keep the lights on,
without leaving the chat

One voice note to your agent and the token is back. Paid from your Stark balance, inside limits you set.

Mumlight just went, meter is on zero
Youtold stark to top up 5k
Mumcan it do my airtime too?
Youworks with any bill
Works by voice note, text, or a Talk button on the wall

Meet Stark, the agent that pays your bills by voice.

Send a voice note. Stark pays your electricity, airtime, data and TV bills from your balance, and never spends past the limits you set. Prepaid electricity is where it shines first.

Stark is a bill agent that lives in your Telegram and on a phone by your meter, and pays every recurring bill the way a careful friend would.

  • Electricity
  • Airtime
  • Data
  • Cable TV
  • Internet
  • Water
StarkHome meter is running low, about 4 days left. Top up ₦5,000?now

Never find out at 11pm that the meter is on zero.

Stark watches what you buy, warns you before you run out, and tops up when you say so.

Light, airtime, data, TV. One agent for all of them.

Talk the way you already do. Nothing new to learn.

Just a voice note, and it’s done.

However you ask, it pays

StarkMon Oct 20 · 9:41 PM
Telegram · Stark
Voice note · 0:04 · “top up the house 5k”Home meter, ₦5,000. Go ahead?yesYour token is ready4821 0937 5512 8846 3019₦7,000 left of this month’s limit
Wall phone · HomeListening…

Hold the mic in Telegram and say what you need: “top up 5k”, “buy 2GB for my line”, “how much did I spend this month?” The token comes back as text.

Safety

What keeps your money safe

Stark is careful by design. These four rules hold on every single payment.

01 / 04
01

A limit it can’t cross

You set how much Stark may spend in a month and at once. Anything over is refused, and Stark offers what it can pay instead.

Spent this month₦23,000 of ₦30,000
Top up ₦15,000
That’s over your ₦10,000 limit for one payment. Pay ₦10,000 instead?
Pay ₦10,000Cancel
02

It can pay bills, and nothing else

Stark can’t move your money anywhere except to the bills you added. Pause it or switch it off in one tap.

What Stark can do
Pay your billsHome, My line, Living room TV
Send money to peopleNever allowed
Change your limitsOnly you can
03

A receipt for every naira

Each payment keeps a receipt with its token, so you can always see what was paid, when and why.

ReceiptsOctober
21:41Home electricity · ₦5,0004821 0937 5512 8846 3019Paid
21:40Home electricity · ₦15,000Declined
08:15My line airtime · ₦1,000Paid
Oct 12Added money · ₦20,000In
04

It asks before it pays

Stark warns you before a meter runs out or a bill falls due, then waits for your yes. Nothing happens behind your back.

StarkTelegram
Stark · 8:02 PMHome meter has about 4 days left. Top up ₦5,000?Yes, payNot now
You · 8:03 PMYes please
Stark · 8:04 PMDone. Your token is 4821 0937 5512 8846 3019.
Funding

Fund it from whatever you hold.

Pay by bank transfer or card, or send almost any coin you already hold. It lands in your Stark balance in naira, ready for bills. Nothing to figure out.

  • Bank transfer
  • Debit card
  • Crypto
Your Stark balance

Naira conversion and the token itself come from our licensed bill-payment partner. Every payment comes with a receipt. Electricity starts with Ikeja Electric, plus airtime, data and cable TV through the same partner.

Questions

Keep the lights on,
without leaving the chat

Stark